Tool
EMI calculator
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How to use
Estimate your monthly EMI
Set loan amount and rate with the sliders, pick a tenure, and see monthly EMI plus principal vs interest split. Built for term-style MSME products — business loan, machinery, LAP, shop loan and CV.
See cash credit and overdraft for interest-on-usage facilities. Indicative only — actual EMI depends on sanctioned rate, fees and tenure.
Input mode
Fifteen Lakhs
Monthly EMI
₹ 33,367/month
5 Yrs · 12% p.a. · 60 EMIs
Principal
75%
of total
Principal
₹ 15,00,000
Interest
₹ 5,02,000
Total Payable
₹ 20,02,000
Indicative figures only · Subject to credit assessment · Lender rates apply · DSA desk
EMI calculator FAQs
Which MSME products use an EMI?+–
Term-style facilities — business loan, machinery, LAP, shop loan and commercial vehicle — repay on a fixed EMI schedule. Cash credit and overdraft charge interest on usage, not a fixed EMI.
Is this EMI calculator a loan offer?+–
No. It is indicative only. Actual EMI depends on the lender's sanctioned rate, fees, insurance and tenure.