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Bank statement PDFs reviewed on an MSME credit desk

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Bank statements

Credit reads bounce, cash intensity, related transfers — not only the closing balance.

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Download official bank PDFs for 6–12 months for every account that actually runs the business, including a promoter account if sales still land there. Screenshots that cut IFSC and entries are not a file.

EMI bounces, round-figure related-party hops, and a new account with no vintage are classic questions. Cleaning this after login is harder than explaining it before.

If you recently shifted banks, keep old and new statements. Relationship vintage still matters on many grids.

Operating cycle that should show in banking

What to keep ready

Full list of groups: documents checklist. Original Aadhaar is not collected on the website form.

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