Documents
Papers for MSME services
Core papers are the same across most facilities. Security papers are added only for LAP, machinery, vehicles and commercial purchase. Open a paper for why credit asks it. Do not send original KYC through the website form.
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Udyam registration
The MSME identity on the file. Update it if constitution changed.
Open page →
GST returns
GSTR should be reconcilable with banking. Credit will ask.
Open page →
Bank statements
Official PDFs, 6–12 months, including every account that runs sales.
Open page →
ITR and end-use
Stock is not a machine, a machine is not a house. One story per facility.
Open page →
Identity & constitution
- PAN and Aadhaar of all promoters / partners / directors
- Partnership deed, COI, MOA/AOA, shareholding — as applicable
- Passport-size photographs and address proofs
MSME & tax
- Udyam / MSME registration
- GST certificate and recent GSTR-1 / 3B
- ITR with computation, typically last 2–3 years
- Audited or CA-certified financials where required
Banking & operations
- 6–12 months statements of all operating accounts (PDF from bank)
- Cancelled cheque / cancelled cheque image of the disbursal account
- Stock, debtor and creditor statements for WC / CC
If the product is secured
- Property: sale deed chain, tax receipts, society/khata, layouts
- Machinery: quotation, invoice, installation plan
- Vehicle: quotation, existing RC if any
- Existing loans: sanction letter, statement, foreclosure letter for BT
Product-specific lists are on each service page.
Apply for MSME loan in India
Quick apply without login, or sign in to upload KYC and track. Working capital, GST OD and LAP — VFC Rise maps the file; the bank sanctions.