ITR with computation (typically 2–3 years) and, where asked, CA-certified or audited financials sit next to GST and banking. A spike in income with no GST or banking trail will be queried.
End-use is not a slogan. Stock and receivables belong on working capital or cash credit. A machine belongs on a term / machinery loan. A shed is LAP or a shop loan. Mixing them into one EMI is the usual stall.
Security papers — title chain, machinery quotation, vehicle quote — are added only when that product needs them. Original Aadhaar does not belong on a website form.
What to keep ready
- ITR and computation, typically last 2–3 years
- Financials where the lender grid asks
- Quotation, title or stock note matching the product
Full list of groups: documents checklist. Original Aadhaar is not collected on the website form.
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Quick apply without login, or sign in to upload KYC and track. Working capital, GST OD and LAP — VFC Rise maps the file; the bank sanctions.