Blog
Business Guides
Business Guides
What Is a Business Credit Score and Why Does It Matter?
A business credit score is not a school mark. It is a camera on repayment, enquiries and how the enterprise has used limits. Lenders still read GST and banking next to it.
Open page →
Business Guides
How to Start a Manufacturing Business in India
A manufacturing start is a product, a buyer, premises and a quotation — then GST and official Udyam. Plant wants a term ticket. Raw material wants working capital. One EMI for both is the usual mistake.
Open page →
Business Guides
10 Small Business Ideas in India with Low Investment
Low investment still means a customer, GST where it applies, and books a lender can read. These ten ideas are practical — services, trading, job-work — not a get-rich catalogue.
Open page →
Business Guides
How to Prepare a Business Plan to Apply for a Loan
Lenders do not fund a slide deck. They fund a purpose, numbers that talk to GST and banking, and an EMI the cycle can carry. Write that — then stop decorating.
Open page →
Business Guides
How to Manage Cash Flow in a Small Business
Profit on paper can still bounce an EMI. Cash flow is stock, debtors, GST outflows and what actually lands in the current account. Manage that weekly — then decide if a facility helps.
Open page →
Business Guides
How to Expand Your Small Business with Finance
Expansion fails when one EMI is asked to buy stock, a machine and a shed. Split working capital, term and LAP. Then map the file — VFC Rise does not lend.
Open page →
Official government MSME links
These are Government of India / notified portals. VFC Rise is a private finance desk — not a government website. Udyam registration is free only on the official Udyam portal. We do not collect government fees or issue certificates.
Udyam / MSME identity
- Udyam Registration Portal →
Free MSME / Udyam registration, status and certificate PDF.
Ministry of MSME portals
- Ministry of MSME →
Official ministry site, scheme landing pages and notifications.
- MyMSME →
Ministry online services dashboard for MSMEs.
- Office of DC MSME →
Development Commissioner, MSME — schemes and support notes.
- CHAMPIONS portal →
Grievance, handholding and scheme navigation for MSMEs.
- MSME Samadhaan →
Delayed-payment applications as notified for MSMEs.
Schemes and finance agencies
- CGTMSE →
Credit guarantee cover rules for eligible micro and small files.
- PMEGP e-portal →
Prime Minister’s Employment Generation Programme applications.
- KVIC →
Khadi and Village Industries Commission — PMEGP implementing agency.
- Stand-Up Mitra (Stand-Up India) →
Stand-Up India greenfield credit for eligible borrowers.
- MUDRA →
Pradhan Mantri MUDRA Yojana information as notified.
- SIDBI →
Small Industries Development Bank of India.
- NSIC →
National Small Industries Corporation — marketing and support.
- GeM (Government e-Marketplace) →
Government procurement marketplace. Udyam may be asked on bids.
GST, tax and banking
- GST portal →
GST registration, GSTR-1 / GSTR-3B and certificates.
- Income Tax e-Filing →
ITR filing used on MSME loan files.
- MCA (Ministry of Corporate Affairs) →
Company / LLP filings when the constitution is not a proprietorship.
- Reserve Bank of India →
Banking regulation, circulars and MSME lending notes.